Joy's latest entry
Hà Nội, Vietnam
Ik ben weer boven Jan. Gister was de zwaarste dag van mijn reis. Mental melt down, labielerig, jankerig en in het algeheel miserabel. De tegenstelling tussen mijn reis tot zover en Hanoi was te groot. De drukte en de stoere harde koppies kwamen iets te onverwacht en gooide me uit mijn gevonden balans. Althans de balans die ik dacht te hebbe…
Enzzo Re: Wake me up, before you go-goIt's just reg'lar HTML. LJ alowls you to code in HTML, as well as its own sketchy little proprietary language. Feel free to lift my source code if you don't know HTML yourself.Regards,Justin
re: photo from 15 April 2012Kevin In mortgage ledning 2 scores generally seperate the good and best rate. 720+ will be the best, and then 680+ is good. Take into account your loan to value, property type, type of income documantation, and cash out refinances are all HITS to the base rate of the loan you apply for. It is also known as risk based pricing, the bigger the risk the higher the final rate. The type of loan program you chose will also play a factor in the final rate and cost of your hits. Generally the difference between a 700 and 720 fico should run about .250%. 700 is an excellent score, and forget about the extra interest you will pay because at least on a mortgage you have tax breaks on the interest you pay.
re: Can Tho, VietnamJulia ik heb je gemist hoor met koninginnedag! X
re: Hội An, VietnamAmyfisabililah You may be paying 0% apr, but cash aenvacds cost money. They aren't free. Why do you want to take a cash advance? Unless you are in a bind of some sort, don't do this because you think it will boost your credit score. You have to pay a percentage of that cash advance as a fee! LOL
re: 1, VietnamGULSHAN CHOWDHURY LOOKS GOOD HAVING FUN!!! MAGGIE
re: photo from 29 April 2012Toyohiko 4. Kids are leaving sohcol before they are finished because they are uninspired. I believe just walking into our ancient high sohcol is a huge problem. I don't feel good when I walk in there. The fact that the adults in this community can't come together to give these kids a beautiful, interesting, interactive, state of the art sohcol to learn and feel important is part of the problem. The poverty rate here is another factor-you follow by example. Parents who dropped out or just didn't try or finish college taking jobs at minimum wage don't inspire kids. And you have parents who don't seem to want or know they should be involved in every moment of their child's education. Kids start failing and don't know how to fix it. You have parents who won't even go on classroll, but complain they didn't know their kid was struggling-they don't even know what classes or who their teachers are. Learning the way we did 20-30 years ago won't work now. Your blogs on using technology give me hope that someone will pick up your ideas and go for it. You have to grab kids and use what they love or enjoy. Unfortunately, if you can't inspire teachers enough to pick up new ways and ideas then maybe there is no solution. I guess there is a fear factor there. The problem is huge and I don't think my kids will see the change in PHS, but I hope in the not too far off future kids will see a change and feel inspired. We have to teach kids not to settle. There's a saying and it's something about if you settle for what you have then you deserve what you get. We-kids and parents and teachers and administrators shouldn't settle for what we have we deserve more than that. It does take a village to raise a child-another saying I think may be appropriate to this topic.
re: photo from 18 April 2012imah Actually, high credit inestret rates USUALLY help fend off recession, if you think about it: in a free market, the inestret rate you qualify for depends on how well you have handled loans (which is all a credit card is!) in the past. The better job you have done, the lower rate you qualify for.Consequently, people who are lousy at handling money typically end up with prohibitively high rates, whereas those who oil the wheels of commerce with their better money skills will get the lowest rates, encouraging them to keep on doing whatever they are doing.When government gets involved in the personal debt industry(other than to prevent the stupid from fraud), good things rarely happen
re: Ho Chi Minhstad, VietnamNick you say not use products that beglons to cow.....here in OU, hyderabad...they celebrate beef festival??? Did VHP try to stop that??? means a big NO!!!!! First VHP should get active!!!!
re: 1, VietnamRigo That's a smart answer to a tricky qetusoin
re: Mui Ne, VietnamCaat Is er aan de deur geklopt?
re: Pleiku, VietnamChan Net als Angelina, ook zo'n prinses! HEBBIE JE TRENSJKOOT AAN? ;)
re: Can Tho, VietnamJesse helemaal eens, nog een getalenteerd schrijver in de familie :) lekker genieten daar zus!
re: Mui Ne, VietnamKarin Wow. Hardop lachen bij het lezen, en drie zinnen later iets weg moeten slikken. Heel erg mooi!
re: Can Tho, Vietnam